Disclaimer

This disclaimer (“Disclaimer”) sets forth the general guidelines, disclosures, and terms of your use of the plussios.com website (“Website”), “Plussios” mobile application (“Mobile Application”) and any of their related products and services (collectively, “Services”). This Disclaimer is a legally binding agreement between you (“User”, “you” or “your”) and Plussios KZ TOO (doing business as “Plussios”, “we”, “us” or “our”). If you are entering into this Policy on behalf of a business or other legal entity, you represent that you have the authority to bind such entity to this Policy, in which case the terms “User”, “you” or “your” shall refer to such entity. If you do not have such authority, or if you do not agree with the terms of this Policy, you must not accept this Policy and may not access and use the Services. By accessing and using the Services, you acknowledge that you have read, understood, and agree to be bound by the terms of this Disclaimer. You acknowledge that this Disclaimer is a contract between you and Plussios, even though it is electronic and is not physically signed by you, and it governs your use of the Services.

Table of contents

  1. Representation
  2. Content and postings
  3. Compensation and sponsorship
  4. Not financial advice
  5. Not investment advice
  6. Reviews and testimonials
  7. Fair use notice
  8. Indemnification and warranties
  9. Changes and amendments
  10. Acceptance of this disclaimer
  11. Contacting us

Representation

Any views or opinions represented on the Services belong solely to the content creators and do not represent those of people, institutions or organizations that Plussios or creators may or may not be associated with in professional or personal capacity, unless explicitly stated. Any views or opinions are not intended to malign any religion, ethnic group, club, organization, company, or individual.

Plussios is a financial planning and tracking tool designed for personal use. Please be aware that:

No Financial Services Provided: Plussios does not offer any financial services, including but not limited to investment, banking, or financial management services.

No Financial or Legal Advice: The information and tools provided by Plussios are for educational and informational purposes only. They should not be construed as financial or legal advice. Users are encouraged to consult with a qualified professional for any financial, investment, or legal decisions.

User Responsibility: All data inputted into the Plussios system is provided by the user. Plussios merely facilitates the organization and tracking of this data. Any financial planning or decisions made using the Plussios system are the sole responsibility of the user. Plussios cannot be held liable for any outcomes resulting from the use of its tools and resources.

Content and postings

You may print or copy any part of the Services for your own personal, non-commercial use, but you may not copy any part of the Services for any other purposes, and you may not modify any part of the Services. Inclusion of any part of the Services in another work, whether in printed or electronic or another form or inclusion of any part of the Services on another resource by embedding, framing or otherwise without the express permission of Plussios is prohibited.

You may submit new content and comment on the existing content on the Services. By uploading or otherwise making available any information to Plussios, you grant Plussios the unlimited, perpetual right to distribute, display, publish, reproduce, reuse and copy the information contained therein. You may not impersonate any other person through the Services. You may not post content that is defamatory, fraudulent, obscene, threatening, invasive of another person’s privacy rights or that is otherwise unlawful. You may not post content that infringes on the intellectual property rights of any other person or entity. You may not post any content that includes any computer virus or other code designed to disrupt, damage, or limit the functioning of any computer software or hardware. By submitting or posting content on the Services, you grant Plussios the right to edit and, if necessary, remove any content at any time and for any reason.

Compensation and sponsorship

The Services may contain forms of advertising, sponsorship, paid insertions or other forms of compensation. On certain occasions Plussios may be compensated to provide opinions on products, services, or various other topics. Even though Plussios receives compensation for advertisements, the opinions, findings, beliefs, or experiences on those topics or products are honest and not influenced by the advertiser or sponsor. The views and opinions expressed on the Services are purely of Plussios. Any product claims, statistics, quotes or other representations about products or services should be verified with the manufacturer, provider or the party in question. Sponsored content and advertising space will always be identified as such. Some of the links on the Services may be affiliate links. This means if you click on the link and purchase an item, Plussios will receive an affiliate commission.

Not financial advice

The information on the Services is provided for your convenience only and is not intended to be treated as financial, investment, tax, or other advice. Nothing contained on the Services constitutes a solicitation, recommendation, endorsement, or offer by Plussios, its agents, employees, contractors, and any affiliated companies to buy or sell any securities or other financial instruments.

All content on this site is the information of a general nature and does not address the circumstances of any particular individual or entity. Nothing on the Services constitutes professional and/or financial advice, nor does any information on the Services constitute a comprehensive or complete statement of the matters discussed or the law relating thereto. You alone assume the sole responsibility of evaluating the merits and risks associated with the use of any information or other content on the Services before making any decisions based on such information. You agree not to hold Plussios, its agents, employees, contractors, and any affiliated companies liable for any possible claim for damages arising from any decision you make based on the information made available to you through the Website.

Not investment advice

All investments are highly speculative in nature and involve substantial risk of loss. We encourage everyone to invest very carefully. We also encourage investors to get personal advice from your professional investment advisor and to make independent investigations before acting on information found on the Services. We do not in any way whatsoever warrant or guarantee the success of any action you take in reliance on statements or information available on the Services.

Past performance is not necessarily indicative of future results. All investments carry significant risk and all investment decisions of an individual remain the specific responsibility of that individual. There is no guarantee that systems, indicators, or signals will result in profits or that they will not result in full or partial losses. All investors are advised to fully understand all risks associated with any kind of investing they choose to do.

Reviews and testimonials

Testimonials are received in various forms through a variety of submission methods. The testimonials are not necessarily representative of all of those who will use Services, and Plussios is not responsible for the opinions or comments available on the Services, and does not necessarily share them. People providing testimonials on the Services may have been compensated with free products or discounts for use of their experiences. All opinions expressed are strictly the views of the reviewers.

The testimonials displayed are given verbatim except for grammatical or typing error corrections. Some testimonials may have been edited for clarity, or shortened in cases where the original testimonial included extraneous information of no relevance to the general public. Testimonials may be reviewed for authenticity before they are available for public viewing.

Fair use notice

The content on the Services may contain copyrighted material, the use of which may not have been specifically authorized by the copyright owner. We are providing such material under the fair use doctrine, as we believe this constitutes a fair use of any such copyrighted material as provided for in section 107 of the United States Copyright law.

The content is distributed for educational, research, and informational purposes only. We do not claim ownership of any copyrighted material which remains the property of its respective owners.

The inclusion of any copyrighted material does not imply endorsement, approval, or sponsorship by the copyright owner. If you wish to use copyrighted material from the Services for purposes that exceed fair use, you must obtain permission from the copyright owner.

Indemnification and warranties

While we have made every attempt to ensure that the information contained on the Services is correct, Plussios is not responsible for any errors or omissions, or for the results obtained from the use of this information. All information on the Services is provided “as is”, with no guarantee of completeness, accuracy, timeliness or of the results obtained from the use of this information, and without warranty of any kind, express or implied. In no event will Plussios, or its partners, employees or agents, be liable to you or anyone else for any decision made or action taken in reliance on the information on the Services, or for any consequential, special or similar damages, even if advised of the possibility of such damages.

Furthermore, as with any business, your results may vary and will be based on your individual capacity, experience, expertise, and level of desire. There are no guarantees concerning the level of success you may experience. There is no guarantee that you will make any income at all and you accept the risk that the earnings and income statements differ by individual. Each individual’s success depends on his or her background, dedication, desire and motivation. The use of the information available on the Services should be based on your own due diligence and you agree that Plussios is not liable for any success or failure of your business that is directly or indirectly related to the purchase and use of our information, products, and services reviewed or advertised on the Services. Information contained on the Services are subject to change at any time and without warning.

Changes and amendments

We reserve the right to modify this Disclaimer or its terms related to the Services at any time at our discretion. When we do, we will revise the updated date at the bottom of this page. We may also provide notice to you in other ways at our discretion, such as through the contact information you have provided.

An updated version of this Disclaimer will be effective immediately upon the posting of the revised Disclaimer unless otherwise specified. Your continued use of the Services after the effective date of the revised Disclaimer (or such other act specified at that time) will constitute your consent to those changes.

Acceptance of this disclaimer

You acknowledge that you have read this Disclaimer and agree to all its terms and conditions. By accessing and using the Services you agree to be bound by this Disclaimer. If you do not agree to abide by the terms of this Disclaimer, you are not authorized to access or use the Services.

Contacting us

If you have any questions, concerns, or complaints regarding this Disclaimer, we encourage you to contact us using the details below:

info@plussios.com

This document was last updated on August 27, 2024

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